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What’s the difference between Cash+ Fixed HKD and a time deposit account?

The below table highlights the key differences between Syfe Cash+ Fixed HKD and time deposit accounts at banks.

*Time deposit account benchmarks are taken from the 6-month term rates offered by the top 10 Hong Kong banks (in terms of total assets), as of 13 March 2024.

Cash+ Fixed HKD is an investment management service, and should not be taken as a collective investment scheme or a deposit or savings account. The optimised rates are not due to the pooling of invested funds by Syfe, and Syfe is not offering Cash+ Fixed HKD as a fund, scheme, or portfolio with a pooling element. Until the investment starts, the return rate is subject to change. Cash+ Fixed HKD returns are fixed, subject to underlying bank risk. All Cash+ Fixed HKD returns are only available after maturity.

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What’s the difference between Cash+ Fixed HKD and a time deposit account?

The below table highlights the key differences between Syfe Cash+ Fixed HKD and time deposit accounts at banks.

*Time deposit account benchmarks are taken from the 6-month term rates offered by the top 10 Hong Kong banks (in terms of total assets), as of 13 March 2024.