Yes, Cash+ Fixed HKD is considered to be a very low-risk investment.

When you transfer funds to Syfe, these funds are invested in time deposits with leading banks in Hong Kong. Syfe partners up with Tier 1 reputable banks with strong credit rating.

For further assurance, all client funds in Syfe Cash+ Fixed HKD are held in a designated client money account with leading banks in Hong Kong. This means your funds remain safe even if Syfe stops operating, as we don't hold or have access to any client funds. Learn more here.

While this service does not fall under the Hong Kong Deposit Protection Scheme (DPS), customers can invest with confidence because we only partner with banks that are financially sound.