Income+ Pure, with a low-medium risk score, employs a strategy that focuses predominantly on investment grade quality bonds which typically involves investing in high-quality bonds such as US Treasuries and investment-grade corporate bonds.

While Income+ Enhance, with a medium-high risk score, employs a strategy that focuses on credit to generate higher returns which typically involves investing in higher-yielding, such as high-yield corporate bonds, in addition to equity and alternate income assets.