Syfe has designed our fee calculation to be fair, precise and completely transparent. Here’s exactly how it works:
- Daily calculation
Your management fee is calculated every single day based on that day’s Net Asset Value (NAV) of each portfolio.
NAV = total market value of your holdings (including any accrued interest or dividends not yet paid out).
- Monthly deduction
We will add up the daily fee amounts and deduct it at the end of each month
The amount is taken automatically from the cash balance in the respective portfolio (no need for you to top up separately).
- Fully pro-rated – you only pay for the days you’re invested
If you deposit or withdraw part-way through the month, the fee is pro-rated to the exact number of days your funds were actually invested.
Example: You start investing in Syfe on 15 March → you only pay fees for 15 –31 March (17 days) in this month.
Illustrative Example
Net Asset Value: HK$1,500,000
Your account tier: Gold
Portfolio | Amount | Annual Fee rate | Calculation | Daily Fee |
Managed portfolio | HKD 1,000,000 | 0.45% | (HKD 1,000,000 x 0.45%) ÷ 365 | HKD 12.32 |
Cash+ Flexi | HKD 200,000 | 0.15% | (HKD 200,000 x 0.15%) ÷ 365 | HKD 0.82 |
Cash+ Fixed | HKD 300,000 | 0% | NA | HKD 0.00 |
Total | HKD 1,500,000 |
|
| HKD 13.14 |
Approximate Monthly Deduction
| Duration / Month length | Fee |
| 15 days | ≈ 197.1 |
| 30 days | ≈ 394.2 |
| 31 days | ≈ 407.34 |
These figures are illustrative. Actual amounts reflect daily market movements in your NAV.
Where can I see the fees I have paid?
To view the details of your fees paid, you may click on any of your Syfe portfolio(s) and scroll to the "Fees paid" section
