If you transfer funds from your Cash Balance in a currency that doesn’t match the portfolio’s denomination, Syfe will automatically convert the money to the appropriate currency. 

Example: If you transfer USD to the Cash+ Flexi HKD, the funds will be converted to HKD before being invested.

Note: Syfe clients enjoy preferential currency conversion spreads of around 0.10%–0.13%, significantly lower than what retail would typically pay (~0.3%–0.5%) when converting through banks.

Here’s an overview of the currency denomination for each portfolio: 

Tip: Always check your portfolio’s denominated currency before transferring funds to avoid unnecessary conversion.