What is Yield+?

Yield+ is a low-risk managed portfolio invested in short-duration bond funds denominated in HKD. It is built for investors seeking stable income with low capital volatility, aiming to earn more yields than typical HKD cash or cash-equivalent, with a recommended time horizon of at least 1 year.

What are the underlying assets in Yield+?

The portfolio invests in short-duration bond funds. Together the investment grade portfolio maintains an ultra short to short duration.

What is Yield to Maturity (YTM)?

YTM represents the yield anticipated from a bond fund held until maturity, calculated as a yearly percentage and including both interest payments and any price differences. The recommendation is to remain invested for 12 months or longer to capture more yield as bonds mature.

How is Yield+ different from Cash+ Flexi and Cash+ Fixed?

Yield+ invests in short-duration bond funds, with the aim to earn more yields than Cash+ Flexi, without lock-up. This portfolio is suitable for investors seeking more stable income while keeping low capital volatility, with a recommended time horizon of at least 1 year.

Cash+ Flexi achieves stable daily returns via money market funds, with no lock-in period.

Cash+ Fixed offers a fixed rate through fixed-term bank deposits, with a lock-in period.

Is there a minimum funding for Yield+?

No, there is no minimum investment required to get started with Yield+.