Funding and Withdrawal
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Funding and Withdrawal
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The typical withdrawal process takes 4 to 5 business days due to the settlement cycle of the constituent funds. However there can be a few reasons that your withdrawal can be delayed:
- Fund holidays
The underlying funds are domiciled in US, UK and HK. Hence any holidays in these countries (ie non-trading days) in these market can add to the withdrawal process
- Withdrawal immediately after depositing
Do note that subscription into Income+ takes 4 to 5 business days due to the settlement cycle. If a withdrawal is requested before the subscription process is completed, the withdrawal process will only start sequentially after that, thereafter requiring another 4 to 5 business days to complete.
- Dividend processing in progress
When dividends are credited to your portfolio, buy orders may be created. This is similar to the subscription process which requires 4 to 5 business days to complete. Hence if the withdrawal request is initiated during this period, likewise the withdrawal process will only start sequentially after that and complete 4 to 5 business days after.
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Since it takes time to subscribe and withdraw funds for clients, the normal process for clients deposit to us till settlement takes around 5 to 6 trading days. Currently, we only accept HKD as a deposit and withdrawal currency from investment in Income+.
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