Syfe HK offers a simple, tiered pricing structure designed to reward you with lower fees as your investments grow. Our annual management fees apply to all investment portfolios. Effective from 1 st December 2025, this tiered system accelerates your wealth-building journey by providing lower fees and perks based on your total relationship with Syfe.
Fees are calculated daily and billed monthly from portfolio cash balances, with no hidden charges.
How do we determine your Tier?
Your tier is determined by the higher of:
- Net Asset Value (NAV): The current market value of your assets across all Syfe investment portfolios.
- Net Invested Amount: Total deposits minus withdrawals & dividends paid out across all Syfe investment portfolios
Tiers are reviewed regularly, with upgrades or downgrades applied automatically within one business day once thresholds are met.
Here's a breakdown of our pricing tiers:
| Tier | Net Asset Value (NAV) / Invested Amount | Annual Management Fee | ||
|---|---|---|---|---|
| Managed Portfolio | Cash+ Flexi | Cash+ Fixed | ||
BLUE |
No minimum |
0.65% |
0.20% |
0% |
BLACK |
HKD 250K+ |
0.55% |
0.20% |
0% |
GOLD |
HKD 1.25M+ |
0.45% |
0.15% |
0% |
PLATINUM |
HKD 5M+ |
0.35% |
0.10% |
0% |
DIAMOND |
HKD 25M+ |
0.25% |
0.10% |
0% |
Annual management fees cover portfolio monitoring, automatic rebalancing, and more. Fees are tiered and calculated daily on each portfolio’s net asset value (NAV), then deducted monthly from cash balances. You only pay for days your money is invested with Syfe (pro-rated for early withdrawals).
Note: Underlying ETFs in portfolios have their own management fees (average 0.15–0.24% p.a., built into ETF prices—not deducted from your Syfe account).
For the calculation of the fees, please refer to : How are fees calculated?
